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 Sesso:  Età: 11 Registrato: 08/07/19 08:27 Messaggi: 86
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Although car insurance quotes have been relatively expensive over the years , they have been increasing steadily, making insurance less affordable for most people. On the whole, the rates have jumped forty percent in the last year. Things got a lot worse for younger drivers and new drivers. Young driver rates prices increased by more than half this year. This trend seems to be happening to everyone, as well. There’s quite a few 23 year olds with good records that are not getting the rates that they deserve due to these increases.
There are a few reasons that these rates have increased like this. For one thing, there have been many more cases of fraud. People look at accidents in a whole new way than they used to, seeing them as a way to make money. They are setting up accidents or working with repair shops and clinics to charge for problems that do not exist. These fraudulent charges have driven up the prices for everyone. Another problem is that more and more drivers are going without insurance. This could be happening because of the high prices, and it is certainly contributing to them. Finally, age still plays a role as it always has. Young drivers are ten times more likely to crash, so they have to pay much more for their policies.
Even with these factors, the increases are not warranted. They do not fit with what is happening. While young drivers are more prone to crashing, they are not sixty-four percent more prone to it this year than they were last year. These types of charges are unfitting and need to be stopped. Soon it will be impossible for young people to have their own vehicles at all.
One thing that needs to be done is that laws need to be put in place to stop the fraudulent claims. It is unfair to everyone else that they have to pay for the actions of others. The authorities might not be able to stop people from trying to do this, of course, but they should work to shut down the clinics and repair shops that are going along with it. They should then make it so that those people cannot work in that industry again, preventing them from just starting up another crooked shop.
If nothing is done to stop this trend, the car market itself could see a hit. People will not buy cars because they will know that they cannot afford to drive them. They may even sell the vehicles that they have and begin taking the public transportation.
Farmers and others who live in the country would not have this luxury, but many people could make this choice to save money. It is in the best interests of the economy as a whole, then, for these charges to stop rising before they reach a point where people refuse to pay.
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